Terms and Conditions

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Term of use

Agreement between You and The Siam Commercial Bank PCL

Web Sites of The Siam Commercial Bank Public Company Limited ("SCB" or the "Bank") may contain various web sites and web pages operated by SCB with its head office located at 9 Ratchadapisek Road, Jatujak, Bangkok 10900, Thailand or its affiliates (collectively, the "SCB Web Sites"). These Terms of Use and Notices applies to the SCB Web Sites. The SCB Web Sites are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the SCB Web Sites constitutes your legal binding agreement to all such terms, conditions and notices. Your use of a particular SCB Web Site included within the SCB Web Sites may also be subject to additional terms specified in such SCB Web Site. If you do not accept these Terms of Use and Notices, do not access the SCB Web Site and do not use any online services provided in the SCB Web Site.

Modification of These Terms of Use

SCB reserves the right to modify or alter the terms, conditions and notices contained herein and in any particular SCB Web Site. You are responsible for regularly reviewing these terms and conditions and additional terms posted on a particular SCB Web Site. Your continued used of the SCB Web Sites constitutes your agreement to all such modified or altered terms, conditions and notices.

Use and Disclosure of Personal Information

Unless otherwise restricted by applicable law, it is agreed and accepted by you that all your personal information and/or data collected by SCB from the SCB Web Sites may be used and disclosed for such purposes and to such persons as may be stipulated in the then SCB's Data Protection and Privacy Policy for Customers' Information.

Links to Other Web Sites

Links to other web sites (web sites not under the control of SCB or any of SCB's affiliates) may be arranged for by SCB for your information and convenience only. Any links executed by you to those web sites shall be at your own risks. In no event shall SCB be liable for any damages incurred by you in connection with the information, goods or services posted or offered on any third party's web sites linked to the SCB Web Sites. SCB does not make any representation, warranty or recommendation in respect of any information, goods or services appearing in such third party's web sites, nor shall SCB be liable for any defects or breaches of contracts in respect of any goods or services appearing or advertising in those web sites. SCB does not have any commitments or agreements with such other web sites in connection with your agreements with such other web sites.

Any link to other web sites for downloading any software are provided by SCB for your convenience only. In no event shall SCB be responsible or liable for any error or malfunction caused by or resulted from the downloaded software. Be aware that any use of the downloaded software shall be subject to the terms and conditions of the relevant license agreement. Should you be unable to comply with such license agreement, you may be deemed as an infringer of copyright or other intellectual property rights of such software provider. In such event, SCB shall not be liable for any damages incurred by you in all respects. Please also noted that whenever you link to any of such other web sites, you will be subject to the terms, conditions and policies of using the web sites being visited by you.

Indemnity

You hereby agree to indemnify SCB against any claims, losses, costs and damages (including legal fees and court costs) suffered or incurred by SCB as a result of any other person's use of any of the SCB Web Sites by using your user ID and/or password.

Trademarks, Service Marks, Copyright and other Intellectual Property Rights

Any data and information contained or displayed in the SCB Web Sites are the properties of SCB and the third parties (as the case may be). All trademarks, service marks, trade names and logos mentioned in or posted on the SCB Web Sites (collectively the "Trademarks") shall include any trademarks, service marks and logos of SCB and any third parties regardless of whether such trademarks, service marks and logos have been registered or not. No part or parts hereof shall be deemed as a license or a granting of the right to use such Trademarks. The Bank hereby reserve all of its rights it may have in connection with this Web Site. The Bank does not allow or grant any right to use any of the aforementioned data, information and Trademarks without obtaining a prior written consent from the Bank or the third party (as the case may be).

Either all or parts of the SCB Web Sites are protected under copyright law and may not be modified, reproduced, copied, downloaded, transmitted (in any form and by any means) or used in whatever manner for commercial purpose without obtaining a prior written consent from the Bank.

Termination, Access Restriction and Prohibited Use

The Bank reserves the right, in its sole discretion, to terminate this agreement or your access to any or all of the SCB Web Sites and the related services or any portion thereof at any time with or without cause or notice.

As a condition of your use of the SCB Web Sites, you will not use the SCB Web Sites for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use the SCB Web Sites in any manner that could damage, disable, or impair any of the SCB Web Sites, the networks connected to any of the SCB Web Sites or interfere with any other party's use and enjoyment of the SCB Web Sites. You may not attempt to gain unauthorized access to any of the SCB Web Sites, other accounts, computer systems or networks connected to any of the SCB Web Sites, through hacking, password mining or any other means.

Liability Disclaimer

THE INFORMATION, PRODUCTS AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SCB WEB SITES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE SCB WEB SITES AND TO THE INFORMATION CONTAINED THEREIN. ADVICE RECEIVED VIA THE SCB WEB SITES SHOULD NOT BE RELIED UPON FOR PERSONAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

SCB MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND EITHER EXPLICITLY OR IMPLICITLY AS TO THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACIES OF THE INFORMATION, SOFTWARE, PRODUCTS AND RELATED GRAPHICS CONTAINED WITHIN THE SCB WEB SITES FOR ANY PURPOSE. SCB ACCEPTS NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THE SCB WEB SITES. IN PARTICULAR, NO WARRANTY IS GIVEN THAT ECONOMIC REPORTING INFORMATION MATERIAL OR DATA IS ACCURATE, RELIABLE OR UP TO DATE.

YOU SPECIFICALLY AGREE THAT SCB SHALL NOT BE RESPONSIBLE OR LIABLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR ANY TRANSACTIONS ENTERED INTO THROUGH AN SCB WEB SITE.

Governing Law

These Terms of Uses and Notices are governed by the laws of the Kingdom of Thailand and any dispute shall be subject to the non-exclusive jurisdiction of the Thai Courts. You agree that no joint venture, partnership, employment or agency relationship exists between you and SCB as a result of this agreement or your use of the SCB Web Sites.